Ok guys, it seems there IS an answer..
I was quizzing my friend who worked on a summer camp last year about how she carried her moola around, and she just said she had it all on credit. When I inquired about how much she paid in fees, she told me she has a Wizard credit card, and that one of the many bonuses of that card is there is no fees for overseas use.
How good is that? Google it. But its a Mastercard, no fees for overseas use when you use an atm, cash advances, or over the counter, plus it has NO ANNUAL FEE! Score!
I know its already really late, but im leaving in 4 weeks and trying to get it sorted in that time, here is hoping. What im thinking is, instead of paying for things on credit, just transfer all your money on2 the card, so when you use it, its taking the cash outta ur own money, instead of the credit. And I assume it just does the conversion between $AUS-$US depending on the exchange rate at the time. Must look into that.
But this seems like a good idea for those who wanna use something for EFTPOS like spending, with other cards you still have to go to an atm, and I dont wanna carry around mass amounts of cash.
Just an idea, hope it helps some, but i know im looking into it.
"It's the kid inside of us that keeps us all from going crazy..."